Jumbo Refinance

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Jumbo Refinance: Everything You Need to Know

What is a Jumbo Refinance?

A Jumbo mortgage is a home loan with an amount that <br>exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac. It’s a great option if you are looking to make some additions to your home and now you need a larger loan to cover it!

What's the limit? How does it work?

The limit is $417,000 in most parts of the United States, but is $625,500 in the highest-cost areas and in-between in others. The qualifying factors are the same as a conventional loan. However, the down payment and credit worthiness requirements are less flexible as the risk is greater with larger loan amounts.

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